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Investment Information : Education Investment

Investment Education

Understand the importance of investment planning whether you are planning for your personal investments, retirement or children’s education. Learn about the various asset classes available in the market such as stocks, bonds, money market instruments and/ or cash that meets your risk appetite and rewards. Employ some basic rules and investment tips to help you in achieving your personal financial objectives within your time horizon.


1. Personal Investment Planning

Different people have different reasons in their lives to plan for their financial needs. Most will start with buying a car, a home or go for a holiday. As they grow older, they will think about meeting retirement expenses in order to achieve their ideal lifestyle as well as hedging against inflation. Parents may want to save to finance their children’s education. Some may want to minimise taxes and reduce debts. Others may want to prepare for the expected or unexpected events that will occur in life. Most of us plan to achieve and beat our goals. The reasons are almost endless.


Therefore, it is important to be equipped with sound financial knowledge - employing basic principles to investing, knowing how to manage your investments, able to identify some common financial traps, understanding investment risks and rewards, the power of compounded investment and approach your investments with greater confidence from a longer-term perspective.


  1. Principles of Wealth Accumulation
  2. Investment Basics
  3. Traps and Checks
  4. Risk and Rewards
  5. Power of Compounded Investment


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2. Planning for Children’s Education

All parents want to provide the best education to their children and give them the finest possible start in life, from the day they enter nursery until they complete university. However when it comes to planning for your children’s education, it is always easier said than done. Given that inflation has continued to rise over the years, the cost of education has also increased yearly in line with inflation figures and this trend is expected to continue. The fund needed to finance your children’s education in 10 years time may cost 5 times more than what is required today. Therefore, it is important to have in place a good investment strategy and plan well ahead to ensure that you have sufficient resources when the time arrives. Start your planning now before it is too late!


  1. Investment Planning
  2. Planning for your Children’s Education
  3. Power of Compounded Investment


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3. Saving for your Retirement

All of us have dreams of an ideal lifestyle we hope to accomplish when we retire but find it rather difficult to save ahead for the golden years. At that point of your life, money should be the last thing on your mind and least you want to worry about. You would certainly want to be financially prepared to bring you through your golden years when your pay cheques stop coming. Therefore, the earlier you start planning; the more time you will have to make your money work harder for you in order to achieve your retirement goals. Find out more about planning for your retirement on the topics below.


  1. Planning for Retirement
  2. Pitfalls
  3. Investment Basics
  4. Power of Compounded Investment


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4. Regular Investments for Long-Term Benefits

Each investment plan differs are highly dependent on on the investor’s financial goal(s)/objectives, profile and investment horizon. Essentially, an investment plan is a strategy to help you achieve your financial goals be it a big purchase like a house, finance your child’s education and ultimately, achieve financial freedom. Proper planning begins today and the earlier you start the more you can potentially benefit from compounded returns. Find out more about regular investments on the topics below.


  1. Investment Plan
  2. Five Reasons Why You Need An Investment Plan
  3. Factors To Consider When Choosing An Investment Vehicle
  4. The Key Benefits Of Investing In Unit Trust
  5. Two Simple Ways To Contribute To Your Regular Unit Trust Investment Plan
  6. Three Simple Steps To Start Investing 

 

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