TOOLS
With careful planning and the smart management of your finances and investments, you will eventually arrive at your goals. However, the hardest part in beginning the investing process is choosing the fund and structuring a ‘best fit’ portfolio that will help you meet your investment objectives.
Below is a set of tools HwangDBS Investment Management Berhad (HwangDBS IM) has prepared to help you determine your investments needs.
Risk Profiler
HwangDBS IM has taken the initiative to develop a set of tools and recommendations that may potentially allow you to make better informed decisions. Take some time to determine your risk profile before utilising the Retirement, Education, Investment and EPF calculators as the recommended outcome will provide a general guide to your investing future.
Education Calculator
Every parent wants the best for their children. To ensure your children will have the best education money can buy with the advantage of overseas experience and exposure; it is wise to plan in advance and to allocate your investments wisely. HwangDBS IM has prepared the ‘Education Calculator’ to allow you to simulate the possible financial requirements for their future.
EPF Calculator
In April 2005, HwangDBS IM was appointed an ‘EPF Approved Fund Manager’, a status that allows us to offer our funds to EPF members under the ‘ EPF Investment Scheme’. Through this scheme, members are able to invest part of their EPF Savings into our approved range of unit trust funds.
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Retirement Calculator
Retirement is a stage in life we all should be looking forward to. Financially liberated and usually without charge, we need to plan ahead to ensure our golden years are exactly that.
Find out and determine your financial needs for those golden years.
General Investment Calculator
Everyone has dreams and a wish list of what they would like to have by a certain age. HwangDBS IM has prepared the ‘Investment Calculator’ to help you plan and allocate your investments wisely and accomplish your goals.
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When using our calculator, please bear in mind that higher volatility is usually associated with higher rates of return and average returns will fluctuate from year to year, depending on market environment. This calculator displays certain financial assumptions including a table and graph illustrating your accumulated savings for both yearly and monthly contributions.