HwangDBS, Your Asian Financial Specialist

Objective

To identify your Risk Tolerance and recommended Funds.
Pick the answer for each question.


Which type of investor are you?
Young Investors	Women	Family Minded
Corporate/Institutional	High Net-worth Individuals	Retirees

Identify the investment time length (investment time horizon) you are most willing to put aside your money.

I am likely to liquidate my investment within the next two years

I am likely to liquidate my investment within the next five years

I am likely to liquidate my investment within the next ten years

I am likely to liquidate my investment within the next twenty years

Identify the sort of returns you prefer over a five-year investment period

3-5%

5-10%

10-15%

More than 15%

Which of the following best describes your philosophy in life?

Be patient and good things will come your way

Analyse and situation before taking action

Do first and make adjustments later

No venture, no gain

Which of the following best describes your attitude towards money?

Only buy on cash

Always negotiate for a better deal to save money

Always be willing to spend first before thinking of returns

Maximize your returns by using borrowed funds wherever possible

Identify the percentage drop in value of your invested retirement fund within a one-year period that will make you very nervous.

5% or less

5-10 %

10-15%

More than 15%

Identify the grouping that you feel is the nearest to your attitude towards investment in general.

I am extremely uncomfortable with risk associated with investing

I am not comfortable but willing to take some risk investing

I am quite comfortable with investment risks

I am very comfortable with investment risks

Identify the grouping that you feel is the nearest to your attitude towards investment of funds relating to your retirement.

I am panicky watching the fund's performance fluctuations

I am willing to allocate 20% in risk but high returns investments

I am willing to allocate 50% in risk but high returns investments

I am willing to allocate 100% in risk but high returns investments

Identify which of the following is your likely behaviour if you have won RM1,000 betting with a friend on a football match.

Spend the money in a dinner with friends in celebration

Save it in the bank

Invest the money in KLSE

Bet the money won in another football match

What would you do when the KLSE index takes a sharp swing upwards

Feel nothing

Feel happy you had not invested because of the fluctuation

Regret for not investing earlier

Call your investment broker immediately for advice

You were waiting from friends who are gambling in the Genting casino, of which you are there for the first time. How would you pass your time?

Just watch around and wait

Play slot machines or Kino to pass time

Play blackjack at the RM25-minimum table

Play blackjack at the RM100-minimum table

Risk Profiler